Capital Operation

Capital Operation is divided with two kind; MIDA on AMS and MIDAS on Mobile.

Overview of MIDAS on AMS

MIDAS(Miraculous & Innovative Dynamic Asset-management System) is a management system enhancing business operator’s work efficiency with systematization of information reception function from various outer organization and evaluate and accounting various investment securities accurately, fairly.

Specialty of MIDAS on AMS

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Structure of MIDAS on AMS system

For efficient asset operation support, standard information, country/overseas asset operation, accounting, deadline management, compliance, etc. business processing sectors and in-out interface sectors are operated organically.

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MIDAS on AMS system function and flow

Asset operation business is passing the stages [business start > processing date > Finance product transaction > Evaluation & closing] and control to work suitable function in each stages.

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MIDAS on AMS building sample

| Private pension : Next generation asset operation system consulting and build
| Hyundai Marine Insurance IFRS : Beneficiary Certificate management system sophisticate
| Daewoo Securities : Bond Operation Support system (server module part) build

Overview of MIDAS on Mobile

Finger’s MIDAS on Mobile is a service to figure out the system’s operating status and operating assets’ profitable status at anytime, anywhere with the connection between customer company’s asset management system and mobile environment.

Specialty of MIDAS on Mobile

Cope with the fast changing finance environment, it provides the foundation for quick decision making.
MIDAS on Mobile is made from the base of mobile platform ‘Orchestra’, and follow the finance organization’s security module.

MIDAS on Mobile System Function

01 Customer company asset management system’s owned fund current processing stage summary provide
02 Base date’s portfolio stages/operating sectors asset operating status provide
03 Direct invested stock trade status and yearly operating status real time inquiry
04 Main bond index status provide
05 Bond classified, valid dated retention status provide
06 Benchmark vs invest portion and duration information provide

MIDAS on Mobile display sample

For supporting efficient asset operation, standard information, country/ overseas asset operation, accounting, deadline processing, compliance, etc., business processing sectors and in-out interface sectors are organically operated.

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External Connection

External connection F-DIS(Data Interchange System) service is systematic and easy online service for increasing user conveniences, stable data communication and business efficiency.

Specialty of Service

01 Build the independent base connection system, constitute stable user/operator’s environment for external connection service
02 Apply easy and various approach method for fast information interchange and efficiency optimization
03 Interlock with internal system for accurate information providing and communication

Structure of External Connection

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Specialty of System

01 B2.0, X-internet base IF
02 Data processing speed improvement with rich internet service
03 Shorten the development period with framework and package application
04 Clear vison and easy display design provide
05 Standardize data (code) system reset
06 Multi language process for foreign users
07 User notification function (message, e-mail, SMS) according to business process
08 Diversification for data collection method (KML/CVS/Excel)
09 Data communication board and statistic function provide

Internet Payment

For instant response and efficiency optimization of internal business process within changes of personal and firm’s finance environment, it provides easy payment method through homepage and it’s a system providing every payment system through homepage (on-line) for firms who need such customer services.

Specialty of system

01 Log in with member ship application and certification
02 Payment function after login with certification
03 Agreement for e-mail bill sending, etc.
04 E-mail bill payment statement inquiry, etc. EDI connected inquiry
05 Department customized data report using administrator option
06 Each department’s needed information inquiry and process function provide
07 Services are supported by various encryption and data security policy

Structure of Internet Payment

It could be consists with application systems such as basic member administration function, payment statement inquiry system for payment, actual payment system, automatic transfer and etc., receipt verification system for checking payment statement and operating system for service management, and it’s a custom integrated service for connecting various service according to customer’s need.

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Internet payment display sample

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Internet payment building sample

  • | Shinhan bank : Organization customer National Pension payment service

Firm Integrated Fund Management

For the strategic fund management of firm, provides every financial institution’s information (Bank, Card, Securities, Insurance, etc.) in real time, so figure out the flow of fund that smooth fund plan establishing and operating could be possible and it is the best business efficiency enhancing service, connecting with firm’s internal system and own business customized service.

Specialty of Firm Integrated Fund Management

01 Through real time finance management, efficient fund operation with minimize idle money in head & branch office.
02 Every finance asset monitoring in real time with one click and display
03 Simple set up connection with internal system, let automatic slip issue, etc. optimize business efficiency
04 Internal security enforcement with multi stage approval and business/management account control for each users
05 Verified fund management service only framework apply

Firm integrated fund management expectation of effect

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Structure of Firm Integrated Fund Management

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Functional Structure

. Working level could easily inquire and manage the firm owned accounts’ ready money status with one display, administrator could check the whole business area’s ready money status through integrated fund management system without extra report.
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  • Head office and branch financial asset’s integrated management in real time
  • Providing high quality information with various financial report reflecting real time fund status
  • Through integrated fund management system, in-out information of all accounts data processed without hand writing but automatically connected with internal system


. Funds dealing within various financial companies’ accounts could be collected in real time, this will minimize the idle money and increase the profit from collected fund operation with fund collecting service and virtual account service.
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  • Virtual account affiliated with main account can be appointed by receiving target, it’s possible real time electronic receiving management without hand writing the receiving information
  • Head office and branch account’s fund could easily collected to main account by head office’ manager in one display
  • Precaution of financial accident with corresponding financial ready money and accounting ready money


. Improving work delay, financial accident from doing on-off line’s individual payment management business, integrated fund management system could provide the services enhancing efficiency with focusing on payment business and preventing internal control and financial accident with payment approval.
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  • Advance verification of payment account before payment, verifying the account number and receiver’s name
  • Centralizing payment and on-line approval process with more than 2 people prevent internal control and financial accident
  • Through the connecting internal system, automatically register mass payment list and prevent editing makes efficient payment no need to double checking the registered list
  • Support multi utility bill payment


. Finance manager can check the corporate card use information, bill and tax information in real time, it could get improvement effect in VAT refund application work from corporate card expense processing, and it’s a service for easier slip processing with the connection to internal system.
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  • All transaction information of owned cards, such as approval, billing, used information from various card companies could be check in one display, and providing checked card affiliate and tax type information
  • Connected with internal system, not input with hand writing the used information and tax type information but automatically inquired in fixed time, and reflected to internal system, card bill management, filling disbursement voucher in could be efficiently enhanced


. Preventing financial accident, control method could be enforced or skip, so for the safety and efficiency, internal control policy could be established.
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  • All transaction information of owned cards, such as approval, billing, used information from various card companies could be check in one display, and providing checked card affiliate and tax type information
  • Connected with internal system, not input with hand writing the used information and tax type information but automatically inquired in fixed time, and reflected to internal system, card bill management, filling disbursement voucher in could be efficiently enhanced

Services Structure

. Suitable for over middle sized company, it includes basic fund management function and various internal system connected function, and providing service for customized developed company’s own specialized business service.
. For middle/small company or private business, provides packaged service addition to fund management and bookkeeping management function (buying/selling management, receiving/paying management, electronic tax invoice, affiliates sales management, cash receipts management, etc.)

Internet Payment Building Sample

  • | Customized CMS : Shinhan Bank (BizPartner, IsideBank Customized), Nonghyup bank (Integrated CMS), Jeju bank (Integrated CMS)
  • | Packaged CMS : Shinhan bank (InsideBank, InsideBank-Lite)

Personal Fund Management

Since April, 2001 we have recognized our technology and knowhow for providing service to most financial institutes and public institutes, Finger’s Personal Fund Management Service (PFMS) solution is a best service solution combined the merits from client method and Web method.

Specialty of Service

01PFMS-Web solution providing client personalized service with customized web version suit for client company’s environment and needs
02Building the system for using clients information under agreement, according to financial institutes or firm’s request, provides Push service or utilizes in marketing with encoding customer information
03Providing systematic fund management service for DB processing of customer information
04It enhances royalty between customer and firm, build connected service with CRM in the future
05Support consultants and related department to getting customer’s financial information from various formats and ways
06PFMS-Web solution is One-to-One marketing tool which can satisfy customer’s need better than other competitors, and enhance the customer’s royalty and make the chance for creation of new customers

Structure of Personal Fund Management

Personal Fund Management solutions providing from Finger are integrated account, housekeeping book, schedule management, financial planning(fund status analysis, saving planning, debt management, retirement planning, forecasting, future planning) etc., which are modularized solution for systematic funf management.

Functional structure of Personal Fund Management

Personal Fund Management solutions providing from Finger are integrated account, housekeeping book, schedule management, financial planning(fund status analysis, saving planning, debt management, retirement planning, forecasting, future planning) etc., which are modularized solution for systematic funf management. Below are the structural components.

. Working level could easily inquire and manage the firm owned accounts’ ready money status with one display, administrator could check the whole business area’s ready money status through integrated fund management system without extra report.
. Automatic management of house or person’s money in-out information could check the personal spending behavior at a glance, and is a channel making optimization of personal expense with comparing with similar income class.
. User’s personal schedule and financial schedule could be registered and set the alarm function for due dates.
. Analysis the user’s present asset and providing optimal planning of fund management through roboadvisor, guide of future planning.

Personal Fund Management building sample

| Shinhan bank Moenymento | Kookmin bank Housekeeping book | Moneya | Ksnet My Book | Paksnet Mini Housekeeping book | SKT Money saving housekeeping book | Kwangju bank housekeeping book | Exchange bank etc.

Firm Banking Service

With the connection of direct communication line (dedicated line) between firm and financial company, without going to the financial company, this service simply and easily process the financial transaction business such as payment or receiving within firm’s internal system.

Expected effect of Firm banking service

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Structure of Firm banking service

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Structure of Firm banking service

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Financial Statement

Service Service detail
Account currency Mgt. All account integrated inquiry Owned account status inquiry
Transaction information inquiry Per period/group transaction information inquiry
Report Fund status report/ balance change trend report
Payment Mgt, Fund transfer - transfer list inquiry 

- transfer registration


- transfer result inquiry
Receiving Mgt. Fund collecting - Collecting list inquiry 


- Collecting registration
 

- Collecting result inquiry
Virtual account Virtual account receiving information inquiry
Fund withdrawing Automatic withdrawing registration information and result inquiry
Approval box Payment approval box Approval list inquiry / detail inquiry
Payment action box Action list inquiry / detail inquiry
Approval progress status Progress status inquiry / detail inquiy
Environment setup All account integrated inquiry - User list inquiry / user registration
- Account authorization / business authorization
Approval line management Approval line list inquiry / Approval line registration
Account management Account list inquiry / Account registration / Account group management
(financial) customer management - customer list inquiry / customer registration
- customer group management / per customer deposit account management

Firm Banking Service User Information

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Firm Banking Service Target Customer

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  • Customers who need real time fund transfer and management
  • Customers who need fast and safe financial transaction
  • Firm who reducing routine hand writing works in internet banking (login, certificate, OTP input)
  • Customers who need automatic collection to one account at appointed time
  • Customers who cannot develop firm banking connected program

Firm Banking Service User Information

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Firm Banking Service Building Sample

| Military personnel mutual aid association integrated fund management system
| Nonghyup bank integrated CMS
| Jeju bank integrated CMS
| Shinhan bank institute customer national pension main bank system
| Shinhan bank institute customer National Election Commission main bank system etc.

Soho Fund Management

It’s a system to providing detailed and standard and customized firm integrated fund management service, combining capital management (CMS), enterprise resource management and bank business of firm to soho personal and firm.

Specialty of Soho fund management

01 Premium services such as financial management and account book management, tax bill management, card sales management etc.
02 Extra services such as firm’s salary, stock, VAT refund etc. (e-Fax/ SMS sending etc.)

Structure of Soho fund management

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Capital Collection and Distribution Management

It’s a service making systematic management and transfer of liquid money between head/ branch office or company, consists with services of collecting the balance of all branch office or company’s account to head office or company and distributing the fund to branch office or company when they needed.

Specialty of service

01 For easy fund transfer from head office or company like salary, administration cost/operation cost, etc. providing mass or per case transfer service connected with internal system.
02 Close interlock process enable between head and branch office
03 According to collecting method and policy, various collecting function enable
04 Through the user authorization management, service approach control and distribution amount plan can be handled
05 Established stable distribution policy

Structure of Capital Collecting Service



. Batch collection/ partial collection : according to collecting from all branch or parts of branch
Regular collection/ occasion collection : according to scheduled or needed collection
. Normal distribution/ special distribution : divided with normal distribution with adjustment of requested fund and special distribution for emergency fund

Structure of Distribution Service



. Divided with normal distribution with adjustment of requested fund and special distribution for emergency fund

Fund Collection and Distribution Management building sample

| Shihan bank institute customer National Pension fund collection/distribution system
| Asiana IDT (ex Daihan Transportation) etc.

Transaction Information Inquiry

It’s a service making wide operation in connection with various accounting and financial management services providing data such as organization or firm owned transaction information, amount, balance and memo of commercial bank’s transaction account in real time with the user setting period to the screen of transaction information inquiry or user allocated location.

Specialty of Service

01 Providing inquiry function for balance of various bank account and transaction information in one display
02 The cost for the needed data from financial field reduce
03 Possible to send the real time financial data to internal ERP
04 Stop the possibility of financial accident with real time financial information providing by system
05 Providing convenience with scheduled time period inquiry
06 Possible to treat the customer with separated network dividing server and client
07 Possible to providing reports with excel file or certain form
08 Possible to allocation business management account per users with administrator and user authorization

Structure of Transaction Information Inquiry

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Transaction Information Inquiry Display Sample

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Transaction Information Inquiry building sample

| Shinhan card/ Hyundai card etc.
| Hyundai Securities etc.
| Tide Square and Nail Tour etc.
| Asiana IDT (ex Daihan Transportation) etc.
| Korea Import and Export Bank etc.